How to Make Money as a Kid Online for Free

Inflation has reached record levels, and while the Federal Reserve has tried to combat this with their Quantitative Easing program, the effects have not been what the central bank might have intended. In fact, Forbes reports that the cost of living in America is now 143% higher than it was before the 2008 financial crisis.

Forbes has also determined that 70% of Americans can’t comfortably live on their savings, and are reliant on their wages to meet their living expenses. With interest rates at historic lows, it’s an attractive time to try and grow your money fast. While it’s not advisable to rely on expensive central-bank issued instruments to do so, there are still ways to make quick cash online that won’t damage your financial health.

One way is to take out a loan from a reputable lender. Depending on your credit score, you may be able to get a low-interest personal loan from a bank or credit union. If you need additional money but don’t want to sacrifice your financial health, consider taking out a loan from a private lender. However, be careful not to get in over your head. Make sure you can afford the loan payment and understand all the terms before you make a commitment.

The Rewards Of Affiliating With A Brand

The rewards of affiliating with a brand are many, and they can be quite lucrative if done correctly. If you’re a brand owner seeking to monetize your platform, you can outsource the process to a company that specializes in affiliate marketing. Doing so can maximize your return on investment, and allow you to focus on what’s most important to you.

Many brands are now turning to the internet to gain market share, and one way they are doing so is through affiliate marketing. According to Business Insider, over $1.8 trillion in sales are expected to occur online in 2021.

With that being said, how can you make money online as a kid? There are several ways, but you have to be strategic about which one you’ll pursue. If you’re looking to make some extra cash, why not consider the following:

Penny Stocks

If you’re looking to make quick cash, you can’t go wrong with penny stocks. The appeal of these stocks is that they are cheap, and often times highly volatile. In fact, you can often times make a profit simply from buying and selling these stocks. For example, the market capitalization of TikTok is $14 billion, which makes it a bargain at $0.10 per share. However, the price can rise or fall by as much as 100% in a single day. If you’re looking for a way to make quick and easy money, investing in penny stocks is a great option.

Signing Up For Chances To Win

One way to make quick cash is to sign up for chances to win. Essentially, this is where you enter into a contest, or a giveaway where you can potentially win big. To sign up for these kinds of offers, you simply have to do is visit the website, enter your email address and hit the button to enter. You’ll then receive a confirmation email, and you’re good to go.

The key to success with chances to win is to never, ever do anything to jeopardize your financial health. Even if you’re promised substantial earnings, you’ll never be able to trust a non-reputable entity. Instead, look for opportunities that don’t require you to invest large sums of money. For instance, you may want to try and claim your state’s rebate for electric vehicles, or enter a video game contest where you can win great prizes but don’t have to risk much money to do so.

Taking Surveys

Taking surveys is yet another way to make quick cash online. All you have to do is visit the website, enter your email address, and you’ll receive invitations to participate in various surveys. Some of these surveys can be quite lucrative, and don’t require much effort either. For example, you may be required to answer a few questions, or complete a survey about products you’ve used in the past. The money gathered from these surveys is then deposited directly into your account.

Keep in mind that you’ll need to be vigilant about ensuring the authenticity of these offers. Just because an offer seems too good to be true, it probably is. Scammers will try and trick you into thinking you’ve won an award, only to ask you to pay fees to access the prize. If you’re ever unsure whether or not an offer is kosher, then it’s best to be suspicious and walk away. The money you save by avoiding these scams, will more than likely make it worth the while.

Start An Online Store

Starting an online store is another way to make quick cash. The concept behind an online store is that you start out with a small amount of inventory, and customers can then purchase what you have online. In some cases, you’ll even be able to deliver the items purchased. To start an online store, you’ll need a domain, website design, hosting, and a product to sell. Once you have all of that, you can begin to take orders and ship products.

If you’re looking for a way to make money online without risking your financial health, then starting an online store is perhaps the perfect option. You can use Shopify, or other platforms to create an online store, and then use the store’s shipping service to fulfill orders. Some of the biggest brands in the world, like Nordstrom, have established themselves as online stores, and you can learn a lot from how they operate.

The Downsides Of Making Money Online As A Kid

Even though there are various ways to make money online, it doesn’t mean that all opportunities are created equal. Just like with any other investment or moneymaking scheme, there are risks involved. You have to be willing to accept those risks, and ensure that you’re aware of them. If you’re looking to make money online as a kid, then here are some of the things you need to be aware of:


With any type of investment or business venture, the possibility of making rapid and large gains exists. On the flip side, there’s also the risk of losing a large sum of money. It’s always important, no matter what, to be wary of unexpected expenses. When you’re a kid, your parents will likely be footing the bill for any investments you make. As an adult, you’ll need to take care of that responsibility yourself. Make sure you’re aware of how much money you’re spending, and ensure you budget appropriately.


When you invest in stocks, you’re actually making a long-term commitment to that company or stock. As a result, the value of your investment can fluctuate wildly, both up and down. If you’re looking for a way to make money online without risking your financial health, then investing in stocks may not be the best option. Keep in mind that if you do decide to go down this route, then you’ll need to be extra careful about keeping track of your daily spending. Inflation is a major issue, and it’s causing the prices of just about everything to rise. Stocks are just one of the many ways that inflation is showing up in your wallet.

Final Takeaway

Whether or not you decide to make money online as a kid, there are several ways that you can. The key is to be strategic about which one you’ll pursue, and to ensure you do so safely. If you want to make money online without risking your financial health, then perhaps investing in penny stocks or starting an online store are viable options. Be aware of the risks involved, and be sure to budget appropriately.