I Cannot Make Money on GTA 5 Online

I have a tendency to play the latest games released, especially when they’re free. Sometimes this works out great for me (looking at you, Destiny), but more often than not, it leaves me disappointed. I get into a game thinking it will be fun, then find myself wasting a whole evening. If there’s one thing I’ve learned in life it’s that you should never, ever pay money for fun.

I shouldn’t begrudge people who can make a living playing video games. It’s not like they’re harming any humans or animals to provide the entertainment we so desperately need.

But for the love of God, give me a break. It’s been five years since Grand Theft Auto 5 (GTA 5) was released, and while the game was incredible, the money-making opportunities within it are almost non-existent.

GTA 5 Online, the multiplayer portion of the game, is actually much more fun than the single-player campaign. Sure, you can wander around Los Santos stealing cars and treating pedestrians like objects, but without the risk of getting caught, there’s less of a punishment for messing up. The consequences for your actions are mainly limited to losing money and your dignity. Besides, it’s not like the game is harming anyone but itself.

So if you’re looking to make money within GTA 5, where are you supposed to go? How much can you possibly earn, and is it worth the time and effort? Let’s find out.

The Basics

To put it quite simply, the basics of making money within GTA 5 are, at the moment, rather poor. Even with minimal effort, you won’t earn very much money. But that won’t stop you from trying, will it?

To start with, you will need to create a character that fits the stereotype of a ‘GTA millionaire’. Namely, a middle-aged white male with a high-pitched voice, a flamboyant fashion sense, and a fondness for fast cars and women with big hair. Then, you will need to decide what kind of character you want to play. Want to go for a joyride in a fancy sports car? Become a professional race-car driver and steal all the cars you can. Or would you rather go for a more traditional route and simply try to rob as many banks as you can?

Whatever your decision, you will need to research the best way to make money in GTA 5. As it stands, you have two options. The first is to mug people. The second is to burgle houses. Not exactly what you would call honest money-making opportunities, are they?


Mugging is, in fact, one of the easier ways to make money in GTA 5. All you need is a handgun, the ability to intimidate people, and the willingness to get your hands dirty. For the purposes of this guide, we will assume you have chosen to go the traditional route and try to rob as many banks as you can. This is, in fact, one of the quickest ways to make a lot of money in GTA 5. You will find various tasks, such as knocking down security guards and knocking out bank tellers, that you can complete to earn cash.

But beyond the simple act of mugging, you can do a few other things to make easy money. For instance, you can get a taxi driver to take you to a high-security prison to pick up some guards. Then, you can let them go for a joyride in an expensive sports car. Or you can get into a shootout with a rival gang, earning you some cash that you can then bury underground. Or you can rob a store and make a quick getaway in a truck. The list of potential mugging tasks is endless, providing you with a variety of ways to make quick cash.

The key to making a large amount of money quickly through mugging is to coordinate with fellow criminals. Much like in real life, it is usually faster and simpler to steal from criminals than it is from regular civilians. And speaking of which, if you are looking to make some fast cash, why not join a criminal organization? Depending on the size of your contribution, you may find yourself in a position to demand special privileges from the gangs you’re involved with. These privileges may include letting you join in on their jobs, giving you a getaway vehicle, or even providing you with an alibi if you get arrested.


If you decide to go the non-traditional route and become a professional burglar, you will need to do your research into the best way to make a living in GTA 5. For the sake of this guide, we will assume you have chosen to go the burglar route and try to break into rich homes to steal cash and jewelry. These tasks may seem easy enough, but you must remember that the success of your endeavors depends on how good you are at hiding your tracks. If the police become suspicious because of the numerous break-ins in your area, you will quickly find yourself in hot water. The thing is, hiding your tracks is nearly impossible if the police can trace your laptop screen’s IP address. This is easily done by watching where you type and judging by how you type (e.g. are you using a fake password, or does it repeat frequently), whether or not you’re a human being or a computer program. If the authorities trace your activities, they will quickly realize you are just a malicious burglar who wants to ruin their lives. Of course, you can always claim you’re a professional bank robber, but the truth often doesn’t work in your favor when you’re trying to scam someone.

But as a professional burglar, you can gain access to some very exclusive locations, like mansions and castles. These locations are usually well-defended by the owners, which makes your task much more difficult. However, you can also apply for a VIP-pass for the Policeman’s Ball, a fancy Hollywood event where celebrities and other high-profile people gather to celebrate Halloween. By getting a VIP pass, you will gain access to some of these locations, allowing you to steal expensive valuables without any problems. Just remember: the fame and social status you achieve by stealing these items may not be worth the effort. Vanity, in real life and in GTA 5, often goes hand-in-hand.

To apply for a VIP-pass, you will need to contact the police and explain to them that you are a professional burglar and that you want to attend the Policeman’s Ball. It’s not like they don’t already know who you are, so there’s no need to hide your identity. They will ask you to provide proof of your profession. You can give them a couple of your classic heists to show them your handiwork. Just make sure you don’t get caught and that you don’t ruin your chances of getting a pass by committing any crimes after your application is approved. 

The Conclusion

To put it quite simply, at the moment, it isn’t easy to make a lot of money in GTA 5. You will need to decide either to mug people or to burgle houses to earn cash. But even then, the amounts you can earn aren’t anything to write home about. If you want to make a living off playing video games, you may need to consider other games or making your own. Because as it stands, GTA 5 isn’t really fit for becoming rich quickly.