While it’s true that most of us are still relying on cash for most of our transactions, the need for a plastic card to make online purchases just isn’t as great as it was a few years ago. With the resurgence of contactless payments and virtual wallets, buying online without using a plastic card is no longer as complicated as it used to be. However, one of the most well-known credit card companies hasn’t updated its policies regarding online transactions, making it impossible for some people to make purchases in this manner. Let’s take a look at why you may be turned down when you try to make an online transaction with your Walmart Money Card, and how you can still make purchases online as long as you use a different financial institution.
Why May My Walmart Money Card Be Refused When Trying To Make An Online Transaction?
First off, let’s remind our readers that Walmart is a renowned retailer that was founded in 1994 and has grown to become one of the largest and most respected retailers in the world. With over 11 million products available for sale online, it’s no wonder why so many people are shopping at Walmart – especially since many of their items are one-of-a-kind and are sold at incredibly low prices. If you’re looking to make an online purchase and your Walmart Money Card is denied, don’t worry – there are other options available. To see what those options are, let’s look at each step that may be preventing you from completing an online transaction with your Walmart Money Card.
The Different Card Types
Like most other credit card companies, Walmart understands that not all of its customers want to make online purchases all the time. For this reason, the company offers several types of credit cards to meet the needs of its customers. One of those types is the Walmart Money Card, which is an all-purpose credit card that can be used for all types of transactions, including online purchases. The benefit of using this type of card is that it doesn’t have the same limitations as some other cards, like a Paypal or Venmo account. If you do decide to make an online purchase with your Walmart Money Card, there’s no need to worry about your account being denied since it accepts all types of transactions.
The Paypal Card And The Venmo Card
Next, let’s look at two other types of cards that might be preventing you from making online purchases with your Walmart Money card: the Paypal card and the Venmo card. If you have either of these cards, you may not be able to make an online purchase with your Walmart Money Card for the following reasons:
Paypal Account Limitations
One of the primary reasons why you may not be able to make an online purchase with your Paypal account is due to the company’s restrictions on transactions. In order to prevent hacking, internet fraud, and other unauthorized activity, Paypal currently limits the types of transactions that can be made using its credit cards to virtually zero. If you do decide to make an online purchase via a Paypal card, you may be required to use a different credit card for this purpose. In this case, you should be able to make an online purchase without any issues, since a Paypal credit card is the exact same as a Walmart Money Card in terms of functionality.
Venmo Account Limitations
Just like with Paypal, Facebook’s Venmo also has restrictions on the types of credit cards that can be used for transactions. To protect its users from fraud and hack attempts, Venmo allows only bank cards and debit cards to be used for online transactions. If you do decide to make an online purchase with your Venmo account, you may be required to use a different credit card than what is linked to your account. In this case, you should be able to make an online purchase without any issues, since a Venmo credit card is the exact same as a Walmart Money Card in terms of functionality.
Other Card Restrictions
Besides the Paypal card and the Venmo card, there are other types of credit cards that might be preventing you from making online purchases with your Walmart Money card. For example, some cards are only acceptable for certain types of transactions, and others may have a minimum spending limit that needs to be met prior to making any transactions. If this is the case, you should be able to make online purchases with your Walmart Money Card, but only certain types of transactions. To find out why your card was denied, contact your credit card company and ask for an explanation. In most cases, you will need to verify your identity and provide sufficient documentation as to why you are making the purchase. If this documentation is not provided or if the explanation given by the company is unsatisfactory, you may need to seek other options.